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Hard 17 vs Dealer 10: Stand

You hold a hard 17 (no ace counted as 11). The dealer shows a 10. Here is the mathematically correct basic-strategy play — and why.

STAND
Basic strategy · multi-deck · dealer stands on soft 17 · double after split allowed

The numbers for this exact hand

Stand ←-0.4197
Hit-0.5845
Double-1.1689
You bust on the next card69.2%
Dealer 10 busts23.0%

Stand is not close: it beats Hit by 0.1647 per unit. Getting this one wrong costs $1.65 on a $10 bet, every single time. Across the 340 situations in this chart it ranks 323rd by expected value — better than 17 of them, worse than 322. Expected value is per unit staked, computed for multi-deck, dealer stands on soft 17, double after split allowed. The model and the code are published as data.

Showing a 10, the dealer ends up busting about 21% of the time. Meanwhile, if you hit hard 17, the next card busts you 69% of the time. When the dealer is this likely to destroy their own hand, taking that risk is a losing trade — you stand and let the math work against them.

This is one of the most common mistakes at the table: players feel 'weak' standing on 17 and draw anyway. Over thousands of hands, hitting here costs real money. The chart says stand — every time.

This hand vs every dealer card

2ST3ST4ST5ST6ST7ST8ST9ST10STAceST
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