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Pair of 4s vs Dealer 5: Split

You're dealt a pair of 4s. The dealer shows a 5. Split or play it as one hand? Basic strategy answers:

SPLIT
Basic strategy · multi-deck · dealer stands on soft 17 · double after split allowed

The numbers for this exact hand

Split ←+0.0803
Hit+0.0708
Double+0.0035
Stand-0.1672
You bust on the next card0.0%
Dealer 5 busts41.6%

Split beats Hit by 0.0095 per unit staked. Small, but it is the same small edge in every shoe you ever play — and it compounds over a lifetime of hands. Across the 340 situations in this chart it ranks 143rd by expected value — better than 197 of them, worse than 142. Expected value is per unit staked, computed for multi-deck, dealer stands on soft 17, double after split allowed. The model and the code are published as data.

Against a dealer 5 (42% bust chance), splitting 4s turns one mediocre total into two playable hands while the dealer is vulnerable. With double-after-split allowed, you also keep the option to press each new hand — that's where the split profit comes from.

This hand vs every dealer card

2HI3HI4HI5SP6SP7HI8HI9HI10HIAceHI
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