You hold a hard 20 (no ace counted as 11). The dealer shows a 9. Here is the mathematically correct basic-strategy play — and why.
Showing a 9, the dealer ends up busting about 23% of the time. Meanwhile, if you hit hard 20, the next card busts you 92% of the time. When the dealer is this likely to destroy their own hand, taking that risk is a losing trade — you stand and let the math work against them.
This is one of the most common mistakes at the table: players feel 'weak' standing on 20 and draw anyway. Over thousands of hands, hitting here costs real money. The chart says stand — every time.